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Compulsory industrial injury insurance:


Accidentes Colectivos de Convenio

 

The compulsory industrial injury insurance (insurance against the consequences of industrial injuries) ensures all employees or their surviving relatives compensation in case of accident or illness caused by the job or by the work environment. The industrial injury insurance only covers injuries which are of a permanent character.

 

Obligation to insure:

As stated we are talking about a compulsory insurance. Therefore it is one of the things that are often checked by the authorities. In contrary to other countries the compensation varies depending on which trade you are working within.

Let us have a look at some examples within the different trades:

Trade:

 Premium:

Comp. by death:

Comp. by inv.:

Construccion / Construction

74,52

39.000,00

39.000,00

Garajes / Washing, oiling

 11,60

6.612,00

6.612,00

Hosteleria / Hotel business

8,72

 6.011,00

9.016,00

Limpieza / Cleaning

6,48

6.011,00

9.016,00

Talleres / Mechanic

26,17

30.051,00

 30.051,00

Transportes / Chauffeurs

40,38

21.000,00

21.000,00

Transportes / Chauffeurs

28,74

33.000,00

33.000,00

All amount are in Euros !

Above examples are from the Law of September 2004.

Please note that there is a minimum premium of 45,08 € per policy, no matter which trade. A discount is offered to companies with more than 50 employees.

 

Private persons employing domestic help, cleaning help or gardener also have an obligation to insure, but it would be advantageous to do over the household insurance.

 

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AG-AssurandorGruppen looks after you when accidents occur at work ….

Call AG-Gruppen 

on..

+34 952 56 74 13

or (easier to contact)

+34 649 95 74 70 (Preben)

 

and arrange a meeting where we go through your insurances.

 

 
- for your peace of mind!    
 

 

 

 

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